Caps predispose patients to the risk of exhausting the coverage in the midst of a costly procedure, when they need it most. For example, leukemia patients who need aggressive chemotherapy, bone marrow transplant and hospital visits, may exhaust the typical lifetime limit of one million U.S. dollars dollars less than a year. A new provision to prohibit the cross-plant life issued or renewed after September 23.
Patient choice and access to care
It also goes into effect September 23, 2010, provisions to improve patient access to medical care, including preventive services.
Protection of the selection of health care provider
Patients will be able to select and maintain a primary care physician network provider's insurance company. In addition to promoting long-term relationship between patient and physician, this provision encourages patients to receive preventive care, reducing hospitalization rates and costs. The standard also prohibits insurers from requiring a remedy for gynecological and obstetric care
Better emergency services
will no longer be able to refuse coverage or asking patients to pay co-insurance, with emergency-services network. This protects patients who are ill on the road or near a hospital network.
Patient choice and access to care
It also goes into effect September 23, 2010, provisions to improve patient access to medical care, including preventive services.
Protection of the selection of health care provider
Patients will be able to select and maintain a primary care physician network provider's insurance company. In addition to promoting long-term relationship between patient and physician, this provision encourages patients to receive preventive care, reducing hospitalization rates and costs. The standard also prohibits insurers from requiring a remedy for gynecological and obstetric care
Better emergency services
will no longer be able to refuse coverage or asking patients to pay co-insurance, with emergency-services network. This protects patients who are ill on the road or near a hospital network.
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