How can I find out what my legal responsibility is regarding auto insurance?

Each state has their own requirements in regards to how much insurance each driver needs to have and the type of insurance that needs to be carried. Checking with your local State Department of Motor Vehicles or State Department of Transportation will let you know what the requirements are. Also, any auto insurance company in your state should know and should be able to tell you. Most states require at least bodily injury liability and property damage liability, while other states also require either uninsured/underinsured motorist liability, personal injury protection or a combination of these.

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